Obsidian Direct Insurance Services

Our Insurance Services

As an independent agency, we compare rates from multiple carriers to find you the best coverage at competitive prices.

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Vehicle Insurance

Comprehensive vehicle coverage for everything from daily drivers to recreational toys.

Auto

Personal auto insurance with liability, collision, and comprehensive coverage options.

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Commercial Auto

Coverage for business vehicles, fleets, and commercial transportation.

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Motorcycle

Specialized motorcycle coverage including accessories and custom parts.

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Snowmobile

Protect your snowmobile with liability and physical damage coverage.

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ATV

All-terrain vehicle coverage for on and off-road adventures.

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Boat

Watercraft insurance for boats of all sizes, including liability and hull coverage.

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Jet Ski

Personal watercraft coverage for jet skis and wave runners.

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Personal Insurance

Protect your most valuable assets with the right personal coverage.

Home

Homeowners insurance covering your dwelling, personal property, and liability.

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Renters

Affordable renters coverage for personal belongings and liability protection.

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Condo

Condo-specific coverage for interior, personal property, and loss assessment.

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Mobile Home

Manufactured and mobile home coverage tailored to your property type.

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Flood

Separate flood insurance to protect against water damage not covered by standard policies.

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Life

Term and whole life insurance to protect your family's financial future.

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Umbrella

Extra liability protection beyond your auto and home policies for added peace of mind.

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Business Insurance

Keep your business protected so you can focus on growth.

Business Owner Policy

Bundled coverage combining general liability and commercial property for small businesses.

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Commercial Auto

Coverage for business vehicles, fleets, and commercial transportation.

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Commercial Property

Protect your business buildings, equipment, inventory, and other physical assets.

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Commercial Umbrella

Additional liability coverage above your underlying commercial policies.

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Cyber Liability

Protection against data breaches, cyberattacks, and digital liability exposures.

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E&S Commercial Casualty

Excess and surplus lines coverage for hard-to-place or high-risk commercial accounts.

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General Liability

Essential coverage for third-party bodily injury, property damage, and advertising injury.

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Inland Marine

Coverage for equipment, tools, and goods in transit or stored at job sites.

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Professional Liability / E&O

Errors and omissions coverage for professionals against claims of negligence or inadequate work.

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Workers' Compensation

Required coverage for employee injuries and illnesses on the job.

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Not sure what you need?

Give us a call — we'll help you figure out the right coverage.

Request a QuoteCall (530) 870-8350